Privacy Policy

Last Updated: June 2026

Smart Debt Tracker respects your privacy. This application is designed to work completely offline and does not collect, store, or share any personal information from users.

1. Information Collection

Smart Debt Tracker does not collect any personal or sensitive user information.

• No user registration required
• No collection of names, emails, or passwords by the developer
• No tracking of user activity
• No location access
• No analytics services
• No advertising services

2. Local Data Storage

All information entered into the application is stored locally on the user's device only.

This may include:

• Customer records
• Debt records
• Payment history
• Account balances
• Notes entered by the user
• Application settings

No information is uploaded, transmitted, or shared with any external servers.

3. Internet Usage

Smart Debt Tracker works fully offline and does not require an internet connection.

4. Permissions

The application does not require unnecessary device permissions.

5. Data Sharing

We do not sell, rent, share, or transfer any user data to third parties.

6. Data Security

All application data remains stored locally on the user's device. Users are responsible for protecting access to their devices and backups.

7. Children's Privacy

This application is not intended for children under the age of 13.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page.

9. Contact Us

If you have any questions regarding this Privacy Policy, please contact us at:

Email: support@smartdebttracker.com